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Learn MoreIf the investor expects the borrower to default, then they can sell their loans back to Finja Invest after the maturity period and receive back the principal amount.
To secure the investor’s money, Finja Invest never lends the invested amount directly to the borrower (Karyana Stores); instead, it lends closed-loop loans. This means, the invested amount is directly disbursed to the distributor against stock the borrower purchases. Through this action, the lent amount is used by the Karyana Stores to flourish their businesses and share the profit with the investors at the end of the loan terms.
To safeguard the platform's investors, under the license of NBFC, FINJA will contribute 20% of capital in every loan that is given out.
Every Borrower at Finja Invest goes through a vigorous screening process of over 100+ data points and several internal and external verifications. These are verified and checked by our robust AI analytics and further backed by our experienced professionals.
If Finja Invest stops its operations under any unforeseen circumstances, the investors will be reimbursed the complete amount which they invested.
To ensure secure data transmission, Finja Invest’s web application is certified by RSS and follows the HTTPS protocols.
All payments and transactions of Finja Invest’s platform are protected by 3DS Authentication.
Although, we follow every protocol and safety measure to secure your investments and account,
there remains some probability that your investments might be at a risk. Therefore, a few of the
risks are listed below, which are involved in Peer-to-peer financing:
Got more questions? Head to our frequently asked questions page for more answers.