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Learn MoreFinja Invest will redeem your investments with your accrued profit, after a week (grace period) of the maturity date if the borrower fails to repay on time.
To secure the investor’s money, Finja Invest only does closed-loop financing. This means, the invested amount is directly disbursed to the distributor against stock the borrower purchases. Through this action, the financed amount is used by the Karyana Stores to flourish their businesses and share the profit with the investors at the end of the investment terms.
To safeguard the platform's investors, under the license of NBFC, Finja Lending Services Limited will contribute 20% of capital in every investment that is given out.
Every Borrower at Finja Invest goes through a vigorous screening process of over 100+ data points and several internal and external verifications. These are verified and checked by our robust AI analytics and further backed by our experienced professionals.
If Finja Invest stops its operations under any unforeseen circumstances, the investors will be reimbursed the complete amount which they invested.
Although, we follow every protocol and safety measure to secure your investments and account,
there remains some probability that your investments might be at a risk. Therefore, a few of the
risks are listed below, which are involved in Peer-to-peer financing:
Got more questions? Head to our frequently asked questions page for more answers.