Investing is all about maximizing gains. When done rightly with a smart and efficient strategy, investments can prove to be the game changers in terms of returns on investments. Here are some strategies for you to follow and invest smartly.Learn More
Peer-to-peer financing provides investors with a unique opportunity to diversify their investments amongst a number of borrowers. This helps the investor reduce the risk and maximize their gains as every borrower offers different returns.Start Investing Now
Carefully evaluate, analyze and assess the borrowers on their credit and payment history and choose the one best suited for your investment terms.Start Investing Now
Plan a strategy and devise up your investment goals and keep at them.Start Investing Now
When your investment goal is maximizing your gains, pulling out your investments early is not an option. Stay invested for as long as you can and watch your money grow at an unexpected pace.Start Investing Now
Finja Invest will redeem your investments with your accrued profit, after a week (grace period) of the maturity date if the borrower fails to repay on time.
To secure the investor’s money, Finja Invest only does closed-loop financing. This means, the invested amount is directly disbursed to the distributor against stock the borrower purchases. Through this action, the financed amount is used by the Karyana Stores to flourish their businesses and share the profit with the investors at the end of the investment terms.
To safeguard the platform's investors, under the license of NBFC, Finja Lending Services Limited will contribute 20% of capital in every investment that is given out.
Every Borrower at Finja Invest goes through a vigorous screening process of over 100+ data points and several internal and external verifications. These are verified and checked by our robust AI analytics and further backed by our experienced professionals.
If Finja Invest stops its operations under any unforeseen circumstances, the investors will be reimbursed the complete amount which they invested.
Although, we follow every protocol and safety measure to secure your investments and account,
there remains some probability that your investments might be at a risk. Therefore, a few of the
risks are listed below, which are involved in Peer-to-peer financing:
If under any unforeseen circumstances the platform chooses to shut down its operations the investors will only receive the principal amount.
For instance, past performance of an adequate investor cannot indicate future performance.
There is a chance that the borrower is not able to pay on time.
Got more questions? Head to our frequently asked questions page for more answers.