Peer-to-peer financing is a direct form of financing individuals or businesses, without the involvement of a middleman, like banks and other traditional financial institutions. The P2P process is simple; through an online platform, you can lend to as many eligible borrowers as you want, depending on your risk appetite.
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Finja Invest is Pakistan’s first P2P financing platform, licensed and regulated by the Securities and Exchange Commission of Pakistan (SECP). Finja Invest connects the investors to the SMEs (Karyana stores) in need of finances and in return offers short-term loans to the Karyana Stores and a promising return on investment to the lenders. Learn more about us.

Any Pakistani citizen with a net-worth of at least PKR 15 million, who wants to maximize their investments and earn promising returns.