Peer-to-peer financing platforms connect the new-age investors to the creditworthy borrowers and in return offer easy loans to the borrowers resulting in high returns on investment to the investors.
In Peer-to-peer financing, anyone who wants to maximize their gains can be an investor. Ready to invest?
Any individuals or businesses looking for loans can be potential borrowers in Peer-to-peer financing.
Lenders invest their money in P2P Financing Platform.
The money is lent to the selected businesses/individuals.
The borrower uses the money to grow their business.
The investors earn a promising return.
The borrower returns the amount, after the investment period.
Investors can re-invest or withdraw their funds.
P2P financing can provide higher returns than savings and other investments. It’s a great way to diversify your portfolio and significantly boost yields.
The platform operator collects borrower’s repayments and passes them on to investors at set intervals. You may get your capital back via repayments, or at the end of the loan period.
Whenever a borrower applies for a loan, it is mandatory for all financing platforms to practice a vigorous screening process over 100 data points verified by experts.
The platform operator looks after the privacy user information.
Finja Invest is Pakistan’s first Peer-to-peer financing platform licensed and regulated by the Securities & Exchange Commission of Pakistan.
Based on a simple idea of lending and borrowing, Peer-to-peer financing platforms use cutting-edge technology to connect borrowers looking for a quick capital injection to lenders looking to maximize their gains. Peer-to-peer financing platforms offer higher net returns in shorter time durations than any other investment asset.
Got more questions? Head to our frequently asked questions page for more answers.