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Peer-to-Peer financing, also known as crowd-funding, is a revolutionary financial model that facilitates direct borrowing and lending between individuals or businesses through an online platform without the involvement of intermediaries and incumbents.
In peer-to-peer financing, any institution or individual who wants to maximize their gains can be an investor.
Ready to Invest?
Generally, any individual or business looking for financing can be a potential borrower in peer-to-peer financing.
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Investors add their capital to the Finja Invest account
Finja Invest we the capital in multiple borrowers seeking financing for 30 days
The Borrower utilizes the funds to grow their business
The borrower returns the capital along with the profit at the end of investment term
The capital along with profit is disbursed to the investors account after the maturity
Investor can choose to reinvest or withdraw their funds
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Investors add their capital to Finja Invest account
We invest the capital in multiple borrowers seeking long-term financing
The Borrower utilizes the funds to grow their business
The borrower returns the capital along with the profit at the end of investment term
The capital along with profit is disbursed to the investors account after the maturity
Investor can choose to reinvest or withdraw their funds
Finja in partnership with Goldfin extends its financial support to institutional or individual borrowers through a unique avenue, Gold-Based Financing. This innovative offering provides borrowers with an opportunity to leverage their gold assets to secure the funds they need to drive business growth. The Borrowers benefit by utilizing the acquired funds to expand their ventures, and once the obligation is met, borrowers regain ownership of their gold, completing a seamless and
mutually beneficial transaction.
Borrower signs up as a borrower on Finja Invest
Borrower selects gold-backed Financing
Finja risk-assesses the user and assigns a credit limit to the borrower
Goldfin contacts the borrower
Goldfin verifies the gold and issues a certificate and ID to the borrower
The borrower shares the ID with Finja Invest and the amount will be disbursed to the borrower account
Borrower utilizes the funds and returns the funds after the agreed term.
Finja returns the Gold to the borrower
P2P financing can provide higher returns than savings and other investments. It’s a great way to diversify your portfolio.
Finja Invest collects borrower’s repayments and passes them on to investors at set intervals.
Whenever a borrower applies for financing, it is mandatory for all financing platforms to practice a vigorous.
The platform operator looks after the privacy of user information.
Finja Invest is licensed and regulated by the Securities and Exchange Commission of Pakistan.
Based on a simple idea of financing, Peer-to-peer financing platforms use cutting-edge technology to connect borrowers.
