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What Is P2P Financing

Peer-to-Peer financing, also known as crowd-funding, is a revolutionary financial model that facilitates direct borrowing and lending between individuals or businesses through an online platform without the involvement of intermediaries and incumbents.

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Who Are The Investors?

In peer-to-peer financing, any institution or individual who wants to maximize their gains can be an investor.

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Who Are The Borrowers?

Generally, any individual or business looking for financing can be a potential borrower in peer-to-peer financing.

What is RapidGrow & How it Works?

Experience the power of growth with RapidGrow. Earn monthly returns that provide you with a steady stream of income, all within a short timeframe. Ideal for those seeking consistent gains and looking to achieve their financial goals quickly. Take charge of your financial future.

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Step 1

Investors add their capital to the Finja Invest account

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Step 2

Finja Invest we the capital in multiple borrowers seeking financing for 30 days

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Step 3

The Borrower utilizes the funds to grow their business

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Step 4

The borrower returns the capital along with the profit at the end of investment term

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Step 5

The capital along with profit is disbursed to the investors account after the maturity

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Step 6

Investor can choose to reinvest or withdraw their funds

What is SecureGrow & How it Works?

Embrace flexibility and security with SecureGrow, our fixed investment product designed to suit your unique needs. Enjoy the freedom to choose from Monthly, quarterly, half-yearly, and annual payout options, all while benefiting from the safety of fixed returns. For those who prefer a diverse and less frequent payout structure, SecureGrow is the ideal solution. Build a resilient investment portfolio.

Step 1

Investors add their capital to Finja Invest account

Step 2

We invest the capital in multiple borrowers seeking long-term financing

Step 3

The Borrower utilizes the funds to grow their business

Step 3

The borrower returns the capital along with the profit at the end of investment term

Step 5

The capital along with profit is disbursed to the investors account after the maturity

Step 6

Investor can choose to reinvest or withdraw their funds

What is Gold-Based Financing & How it Works?

Finja in partnership with Goldfin extends its financial support to institutional or individual borrowers through a unique avenue, Gold-Based Financing. This innovative offering provides borrowers with an opportunity to leverage their gold assets to secure the funds they need to drive business growth. The Borrowers benefit by utilizing the acquired funds to expand their ventures, and once the obligation is met, borrowers regain ownership of their gold, completing a seamless and mutually beneficial transaction. 

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Step 1

Borrower signs up as a borrower on Finja Invest

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Step 2

Borrower selects gold-backed Financing

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Step 3

Finja risk-assesses the user and assigns a credit limit to the borrower

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Step 4

Goldfin contacts the borrower

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Step 5

Goldfin verifies the gold and issues a certificate and ID to the borrower

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Step 6

The borrower shares the ID with Finja Invest and the amount will be disbursed to the borrower account

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Step 7

Borrower utilizes the funds and returns the funds after the agreed term.

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Step 8

Finja returns the Gold to the borrower

You Might Want To Know

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Return Rates

P2P financing can provide higher returns than savings and other investments. It’s a great way to diversify your portfolio.

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Return of Capital

Finja Invest collects borrower’s repayments and passes them on to investors at set intervals.

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Financing Risk Rates

Whenever a borrower applies for financing, it is mandatory for all financing platforms to practice a vigorous.

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Privacy

The platform operator looks after the privacy of user information.

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Laws & Regulations

Finja Invest is licensed and regulated by the Securities and Exchange Commission of Pakistan.

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Better Investment Asset

Based on a simple idea of financing, Peer-to-peer financing platforms use cutting-edge technology to connect borrowers.

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